[arkracing]

I never said an insurance company would write a policy for more than the fair market value. But it is easy to get an appraiser to inflate the value on a truck, if the company has a value from an appraiser saying the truck is worth "X" then they will insure it for that much...but that doesn't mean that is what the truck is worth or that you will get that much money. The company will insure it for whatever..60k if you want..but if you read the policy it will say something to the effect of "we agreed to pay the lesser of...could be fair market value vs. policy, or policy vs. NADA. Just cause it is insured for that much money doesn't mean it is worth that much or you will get that much if it "magically disappears" it's all in the policy wording...like i tried to say before. - you HAVE TO READ IT or you will be disappointed if you have a loss...

It is all about the type of policy that you have - "Agreed Value" being the top choice for a "collector" vehicle.



as far as the frames...insert foot in mouth
"just just sold two this past summer...1 for $300 and 1 for $500"
well you just admitted that you sold one for $300
never was it mentioned that we were talking about complete rollers -ready to drop a truck on. Even if there was a "rust free frame" in the northeast you would have a hell of a time getting $500 for it...people don't think that stuff is worth anything up here

you just have to be right don't you...whatever - why do i even bother


and your one lucky SOB to be paying under $100 to insure something every 6months