Quote:
Originally Posted by MuricaDad
Are any of you guys insuring a minor on your C10? I'm finding it to be a royal pain. Constant inquiries as if looking to find a way to cancel us. I just want a decent policy so the boy can be legal. This is not an expensive garage queen. I'd like for any insured member of the family to be able to drive it as desired, use it for whatever, and not worry about it. Just a basic policy to be legal and specify a reasonable value on the truck. I shouldn't have to agree to garage keeping, minimal miles, and keeping the minor away from it in order to have a basic policy like I described. Anyone find such a thing? At this point it would have been easier to throw the kid in a brand new Honda Civic rather than one of our old trucks that needs everything, yet the boy is willing to put in the time and effort to learn and do it all in order to have himself something he can be proud of.
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Put all vehicles in your name. Tell them he only drives occasionally, because he takes the bus to school. Get good liability on the truck. It will do no good to try to make like he pays his own way or even try to make him pay(he probably can't afford it, gas money will eat his weekly check!) . If you got bucks in the bank, and he gets in a wreck, and you are his provider, then that money's up for grabs. My son is in his last year of college, all his vehicles have always been, and still are, in my name. I make no bones, I am responsible for him, and his actions. I don't kid myself. Insure yourself well, you must!
Ya just never stop worrying... it's the plight of a parent!