[Gmc.guy]

Back years ago dad said there's no way I'm on his insurance but he would help out on $ on my own if I needed it. He has a perfect record. No accidents claims or tickets. He said no way to me screwing that for him. I am glad that he did too because starting on your own with your own vehicle and insurance gets you better prices way sooner. People are shocked when I show them how little I pay. Then double shocked when they see how many vehicles too. And 2 even have commercial liability. All at least fire and theft.
When they do get their own in a few years it's like starting over and it's better off for them to be a few years ahead on their own