got a deer, used my truck

[In The Ten Ring]

You know, I just recalled this.

I hit a dog in my 2002 Honda Accord at 45 mph. I lost the bumper cover, inner fender, hub cap, right headlight, fog lights, and some AC ducting. I paid the difference for the bumper cover as I wanted a NOS one.

Insurance agent said "act of God" and they covered everything (except the 100 bucks I spent on rental car insurance and the 100 bucks difference on the bumper cover).

I have Nationwide on my Honda, full coverage on a 13 year old car.