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Old 09-18-2012, 10:14 PM   #1
1425956
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Join Date: Mar 2011
Location: Joplin, MO
Posts: 161
Before & After. Not as good as it sounds....

Took this pic at the park 3 or 4 weeks ago.



After some kid pulled out in front of me on a busy road. I was heading north, he was trying to cross my lane to go south. Didn't work out too well for him, or me. The black pile in front of the tire is rubber from me locking them up trying not to hit him.







As soon as I saw him, I hit him. The frame is torn at the engine mounts on the driver side and is buckled for about a foot and a half directly below the door area.

I think it goes without saying, but he was at fault. Either way, I still lose. The estimate to repair was $6,700, which obviously totaled it. He had full coverage insurance and I had full coverage. But all the insurance cares about is paying for a "1984 GMC truck". Their offer is far less than I would have sold the truck for.

I sent them $4,500 in receipts, along with a professional appraisal for $6,800. That caused their offer to go from $2,800 to $3,200. And that is with me giving up the truck to them. They would pay $2200 if I want to keep it.

All I had left to do was replace a couple small pieces of metal and paint it. Engine doesn't even have 1,000 miles on it. New interior, new bedliner and new exhaust.

PLEASE LEARN FROM MY MISTAKES. IF YOUR TRUCK IS WORTH MORE TO YOU THAN IT IS BOOKED FOR, INSURE IT FOR MORE MONEY!

I had full coverage on mine, but it didn't help.
__________________
Jeremy
I have done so much, for so long, with so little, I can do anything with nothing!

1984 GMC Sierra Classic-1/2 ton-SWB (R.I.P.)
1986 GMC Suburban 3/4 ton 4x4
2014 GMC Sierra LTZ Z-71 Crew SWB

Last edited by 1425956; 09-18-2012 at 10:18 PM. Reason: Info
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