Insurance - The 1947 - Present Chevrolet & GMC Truck Message Board Network

Minkota · 05-09-2019, 01:21 PM

I am shopping around for insurance on my 67, a friend suggested I use Haggerty or Grundy.

I have a garage but the mileage restriction is what has me worried. I have heard it only allows you to drive up to 3500 miles a year. that doesn't seem like very much.

weq92f · 05-09-2019, 01:35 PM

.
I've got Hagerty w/stated value and no mileage restriction. I've read Grundy is less expensive though.

Hth,

-klb

67/Heaven · 05-09-2019, 01:51 PM

The Hartford has a partner group that does classics (American Modern Insurance). I pay no more than 300 a year for my 67, full coverage. They will require photos of the truck prior to issuing the policy.

**MySons68C20** · 05-09-2019, 03:48 PM

Hagerty's here @ $600.00 per year....$35,000 stated value, zero deductible and my wife and 17 year old son can drive it.

67ChevyRedneck · 05-09-2019, 03:56 PM

I don't know why Hagerty is so dang high on trucks. I just renewed my policy for my 68 firebird and 65 mustang, both $25K value, and it's $425 total combined for both. I called about adding my C10 and it was going to be $400/yr for a 15K value.

I see it time and time again on here and my facebook groups of guys getting screwed out of money in accidents because they had "regular insurance", or they had to fight extremely hard to get paid. Classic insurance is the way to go.

p0508 · 05-09-2019, 11:14 PM

Call the national corvette museum..........

https://ncminsurance.com/

super nice down to earth people to deal with and great insurance.

Myself · 05-09-2019, 11:22 PM

We have Grundy on our show truck. Agreed value coverage, no deductible, glass, towing, no mileage restrictions just no daily driving or errand running and no drivers under 25.

saxart · 05-10-2019, 06:24 AM

Quote:

Originally Posted by 67ChevyRedneck

I don't know why Hagerty is so dang high on trucks. I just renewed my policy for my 68 firebird and 65 mustang, both $25K value, and it's $425 total combined for both. I called about adding my C10 and it was going to be $400/yr for a 15K value.

That doesn't make sense.. I have Hagerty on my '70. $112/year for $7K worth of coverage. (No accidents/adults over 30yrs old)

**special-K** · 05-10-2019, 06:47 AM

Yeah, maybe it's age. My '72 ins. w/Haggerty runs about $168. I don't recall ever telling them the miles on the truck and I don't have to report it annually. They don't dictate how I use the truck or when, other than no cargo or commercial use.

67ChevyRedneck · 05-10-2019, 08:51 AM

Quote:

Originally Posted by saxart

That doesn't make sense.. I have Hagerty on my '70. $112/year for $7K worth of coverage. (No accidents/adults over 30yrs old)

I did a new quote, came back with $258/yr for 15K coverage on my C10. I put "stock" this time. Still almost $60 more per year for half the value of my cars? A lot depends on location. I'm near a decent sized small city with a quite sizable urban sprawl area. Lots of idiots to run into you. No reported accidents or tickets in almost 20 years.

67ChevyRedneck · 05-10-2019, 08:58 AM

Ah ha! I just ran stock vs. modified, I changed NOTHING else. I must have put modified when I got the $400 quote. I'd say when it comes down to it, take away the static drop and mine is pretty much "stock".

Minkota · 05-10-2019, 10:35 AM

Thanks for the input. I ran into same thing with Haggerty. but I guess $300 a year isnt a killer.

Has anyone ever had to make a claim with them; how did it go?

72c20customcamper · 05-10-2019, 11:09 AM

I had one with hagerty very smooth . Neighbors landscaper backed into my car . His insurance balked at the estimate and pretty much refused to work with me So I had hagerty pay then subro the damn gecko. You can see his hitch that did the damage. Backed up instead of forward.

I did all the work myself.

Minkota · 05-10-2019, 11:26 AM

Quote:

Originally Posted by 72c20customcamper

I did all the work myself.

nice job if thats a before and after...

weq92f · 05-10-2019, 11:42 AM

Quote:

Originally Posted by 67ChevyRedneck

Ah ha! I just ran stock vs. modified, I changed NOTHING else. I must have put modified when I got the $400 quote. I'd say when it comes down to it, take away the static drop and mine is pretty much "stock".

Hagerty bumped my policy price up after they noticed my truck had BBC via the pictures I sent in. They explained the truck isn't "stock" and so the price change.

This was just a few weeks after the initial policy was written up from a phone conversation.

I have had one claim after a gal ran into me. Hagerty handled it pretty good -- they paid up and the truck is back to lookin' good again.

Hth,

-klb

72c20customcamper · 05-10-2019, 01:10 PM

Quote:

Originally Posted by Minkota

nice job if thats a before and after...

Yup a year later but it was done in about a month.

May70 · 05-15-2019, 08:17 AM

Well gieco wanted 530/yr for liability on a truck they value at like 3k. 6k miles a year no restrictions. Ill be changing soon.

Minkota · 05-15-2019, 08:30 AM

Quote:

Originally Posted by May70

Well gieco wanted 530/yr for liability on a truck they value at like 3k. 6k miles a year no restrictions. Ill be changing soon.

My quote from Geico was high as well.

67chevemall · 05-15-2019, 08:40 AM

$155 CDN/ year with Hagerty called Lant in Canada. $8000 coverage.

**70STOVEBOLT** · 05-15-2019, 12:55 PM

Quote:

Originally Posted by Myself

We have Grundy on our show truck. Agreed value coverage, no deductible, glass, towing, no mileage restrictions just no daily driving or errand running and no drivers under 25.

No errand running? What do they expect, to and from shows only?

Minkota · 05-15-2019, 12:59 PM

Quote:

Originally Posted by Myself

We have Grundy on our show truck. just no daily driving or errand running

Does that mean there is a "Attendance Clause" in the policy?

**MySons68C20** · 05-15-2019, 01:13 PM

As far as I'm concerned I'm just going to the gas station all the time.
I don't think that goes against any of their rules.

67ChevyRedneck · 05-15-2019, 03:35 PM

No need to lie with Hagerty. They give you "occasional use" options:

Define "occasional". Before it started raining buckets almost every Friday for the last 6 months, I was driving either the C10 or Mustang to work every Friday.

I do think anything past "seasonal" and they either won't insure it as a classic or you're going to pay a really high rate, but I don't think many people really need anything past "pleasure" driving anyway.

Myself · 05-16-2019, 11:10 PM

Quote:

Originally Posted by 70STOVEBOLT

No errand running? What do they expect, to and from shows only?

No, pleasure driving is also allowed as much as you want without mileage limitations. I suppose if you got hit and had a bed full of lumber that would be called running errands and they might decide not to pay you.

05-09-2019, 01:21 PM	#1
Minkota Registered User Join Date: Jun 2016 Location: West Palm Beach, Florida Posts: 295	Insurance I am shopping around for insurance on my 67, a friend suggested I use Haggerty or Grundy. I have a garage but the mileage restriction is what has me worried. I have heard it only allows you to drive up to 3500 miles a year. that doesn't seem like very much.

05-09-2019, 01:35 PM	#2
weq92f Registered User Join Date: Oct 2016 Location: Dallas Texas Posts: 3,274	Re: Insurance . I've got Hagerty w/stated value and no mileage restriction. I've read Grundy is less expensive though. Hth, -klb __________________ 67 C10 fleet fuel injected '70 402, 700r4, 3.73 posi 07 335 sport turbo 6sp 94 Trans Am GT LT1 6sp posi -- sold after 22yrs 99 540 sport V8 6sp -- sold 73 240z L24 4sp -- given to friend 68 C10 step 350/350 3.73 open -- sold

05-09-2019, 01:51 PM	#3
67/Heaven Registered User Join Date: Dec 2012 Location: Texas Posts: 180	Re: Insurance The Hartford has a partner group that does classics (American Modern Insurance). I pay no more than 300 a year for my 67, full coverage. They will require photos of the truck prior to issuing the policy.

05-09-2019, 03:48 PM	#4
MySons68C20 Senior Member Join Date: Sep 2014 Location: Wenatchee, Wa Posts: 952	Re: Insurance Hagerty's here @ $600.00 per year....$35,000 stated value, zero deductible and my wife and 17 year old son can drive it.

05-09-2019, 03:56 PM	#5
67ChevyRedneck Hittin E-Z Street on Mud Tires Join Date: Nov 2004 Location: Greenville, SC Posts: 23,090	Re: Insurance I don't know why Hagerty is so dang high on trucks. I just renewed my policy for my 68 firebird and 65 mustang, both $25K value, and it's $425 total combined for both. I called about adding my C10 and it was going to be $400/yr for a 15K value. I see it time and time again on here and my facebook groups of guys getting screwed out of money in accidents because they had "regular insurance", or they had to fight extremely hard to get paid. Classic insurance is the way to go. __________________ Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride American Born, Country by the Grace of God 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications!

05-09-2019, 11:14 PM	#6
p0508 Registered User Join Date: Jun 2018 Location: EL PASO Posts: 96	Re: Insurance Call the national corvette museum.......... https://ncminsurance.com/ super nice down to earth people to deal with and great insurance. __________________ Build Thread: http://67-72chevytrucks.com/vboard/s...d.php?t=779228

05-09-2019, 11:22 PM	#7
Myself Registered User Join Date: Oct 2005 Location: Northern Arkansas Posts: 1,151	Re: Insurance We have Grundy on our show truck. Agreed value coverage, no deductible, glass, towing, no mileage restrictions just no daily driving or errand running and no drivers under 25.

05-10-2019, 06:47 AM	#9
special-K Special Order Join Date: Nov 2004 Location: Mt Airy, MD Posts: 85,851	Re: Insurance Yeah, maybe it's age. My '72 ins. w/Haggerty runs about $168. I don't recall ever telling them the miles on the truck and I don't have to report it annually. They don't dictate how I use the truck or when, other than no cargo or commercial use. __________________ "BUILDING A BETTER WAY TO SERVE THE USA"......67/72......"The New Breed" GMC '67 C1500 Wideside Super Custom SWB: 327/M22/3.42 posi.........."The '67" (project) GMC '72 K2500 Wideside Sierra Custom Camper: 350/TH350/4.10 Power-Lok..."The '72" (rolling) Tim "Don't call me a redneck. I'm a rough cut country gentleman" R.I.P. ~ East Side Low Life ~ El Jay ~ 72BLUZ ~ Fasteddie69 ~ Ron586 ~ 67ChevyRedneck ~ Grumpy Old Man ~

05-10-2019, 08:58 AM	#11
67ChevyRedneck Hittin E-Z Street on Mud Tires Join Date: Nov 2004 Location: Greenville, SC Posts: 23,090	Re: Insurance Ah ha! I just ran stock vs. modified, I changed NOTHING else. I must have put modified when I got the $400 quote. I'd say when it comes down to it, take away the static drop and mine is pretty much "stock". Attached Images __________________ Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride American Born, Country by the Grace of God 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications!

05-10-2019, 10:35 AM	#12
Minkota Registered User Join Date: Jun 2016 Location: West Palm Beach, Florida Posts: 295	Re: Insurance Thanks for the input. I ran into same thing with Haggerty. but I guess $300 a year isnt a killer. Has anyone ever had to make a claim with them; how did it go?

05-10-2019, 11:09 AM	#13
72c20customcamper Registered User Join Date: Jul 2018 Location: Catskill Mountains,NY Posts: 8,825	Re: Insurance I had one with hagerty very smooth . Neighbors landscaper backed into my car . His insurance balked at the estimate and pretty much refused to work with me So I had hagerty pay then subro the damn gecko. You can see his hitch that did the damage. Backed up instead of forward. I did all the work myself. Attached Images __________________ Mark 72 c20 custom camper Husky edition, 66 SS396 Chevelle 1964 Hawk, 63 Avanti,62 lark 1969 AMX , 1968 c20 stepside ,85 K20 1977 Suburban sold 68 anniversary.

05-15-2019, 08:17 AM	#17
May70 Registered User Join Date: Jan 2019 Location: Hampton Roads VA Posts: 643	Re: Insurance Well gieco wanted 530/yr for liability on a truck they value at like 3k. 6k miles a year no restrictions. Ill be changing soon.

05-15-2019, 08:40 AM	#19
67chevemall Registered User Join Date: Apr 2003 Location: NB Posts: 3,367	Re: Insurance $155 CDN/ year with Hagerty called Lant in Canada. $8000 coverage. __________________ 1968 Chevy C10 307 3ott fleetside 1967 Chevy C/10 V8, 3spd, fleetside lwb.Sold 1967 Chev C/10 step, 383, M21. SOLD

05-15-2019, 01:13 PM	#22
MySons68C20 Senior Member Join Date: Sep 2014 Location: Wenatchee, Wa Posts: 952	Re: Insurance As far as I'm concerned I'm just going to the gas station all the time. I don't think that goes against any of their rules. Last edited by MySons68C20; 05-15-2019 at 01:18 PM.

05-15-2019, 03:35 PM	#23
67ChevyRedneck Hittin E-Z Street on Mud Tires Join Date: Nov 2004 Location: Greenville, SC Posts: 23,090	Re: Insurance No need to lie with Hagerty. They give you "occasional use" options: Define "occasional". Before it started raining buckets almost every Friday for the last 6 months, I was driving either the C10 or Mustang to work every Friday. I do think anything past "seasonal" and they either won't insure it as a classic or you're going to pay a really high rate, but I don't think many people really need anything past "pleasure" driving anyway. Attached Images __________________ Jesse James 1967 C10 SWB Stepside: 350/700R4/3.73 1965 Ford Mustang: 289/T5-5spd/3.25 Trac-Loc 1968 Pontiac Firebird: Project Fire Chicken! 2015 Silverado Double Cab 5.3L Z71 2001 Jeep Wrangler Sport 4.0L 5spd 2020 Chevrolet Equinox Premium 2.0L Turbo 2011 Mustang V6 ~ Wife's ride American Born, Country by the Grace of God 1967 CST Shop Truck Rebuild! My 1967 C-10 Build Thread My Vintage Air A/C Install Project "On a Dime" Trying my hand at Home Renovation! 1965 Mustang Modifications!



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